Glossary

Merchant cash advance

A merchant cash advance is a form of financing structured against a business’s future sales rather than as a traditional loan. A provider advances funds up front, and repayment is collected as a portion of the business’s ongoing card or deposit receipts. Because it is tied to sales volume, lenders that offer it tend to look closely at revenue history, deposit consistency, and time in business. It is one of several product types a funding marketplace like YesLane can match a business to.