Loan guide
Revenue-based financing, explained
Revenue-based financing is an arrangement where repayment is sized to a share of ongoing business revenue.
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This guide explains what revenue-based financing is in plain terms, and how YesLane, a funding marketplace, helps you see which lenders work with businesses like yours.
What revenue-based financing is
Revenue-based financing provides funds in exchange for a share of future business revenue, so what the business pays in a given period scales with how much revenue it brings in.
Businesses with uneven or seasonal revenue sometimes look at this structure because repayment flexes with their activity. The specifics vary by provider, and the details are something you confirm directly.
How it works, in plain terms
A provider advances funds
A provider that works with this kind of business provides funds at the start.
Repayment is a share of revenue
Rather than a fixed payment, a portion of business revenue goes toward repayment over time.
Repayment flexes with revenue
When revenue is higher the business repays more, and when revenue is lower it repays less, within whatever the arrangement sets.
Where YesLane fits in
A funding marketplace
YesLane is not a lender. We help you see which providers in our marketplace work with businesses like yours.
You stay in control
You choose who to connect with. We connect you only with the ones you select.
A light first step
It starts with a few details about your business, what you do, how long you have operated, and your size.